How Can I Find Auto Insurance for Veterans?

Military members, both active and veterans, deserve the utmost respect for their efforts to protect the United States. That’s why beyond our thank yous, they deserve additional rewards for their service. Many car insurance providers will do what they can to make sure that military officials are being given the protection and the assistance that they need. Here are just some of the ways that veterans can find the auto insurance coverage they need for some peace of mind when they or their loved ones are behind the wheel.

Advantages of Military Auto Insurance

Customer satisfaction is key for any insurance company, but it’s even more important when it comes to auto insurance for veterans. These insurance providers understand military life comes with disruptions, including deployment. Auto insurance companies will work to get you the best price for coverage with proof of your deployment, or that of a loved one. Deployment usually means a vehicle is left behind in storage. Some military families may choose to store their cars when they move out of state for a temporary relocation.

These coverage options are crucial for active-duty military, as they could save them a significant amount of money. Insurance providers will operate under state regulations that may allow for cheaper insurance products with minimal protection knowing that a military officer is not on the road during deployment. It’s all a matter of understanding eligibility through car insurance quotes and reference points from armed forces-connected providers.

Military Coverage Advice

Active duty service members and veterans may be able to find the best options among military car insurance by keeping a few ideas in mind. Military and veteran car insurance rates are directly impacted by driving history. Just like regular citizens, safe driving can have a tremendous benefit on comprehensive coverage rates. It’s a good idea to put as many of your family’s vehicles under this military insurance policy as possible, along with other lines of insurance including life insurance and renter’s insurance depending on the provider.

While comparing insurance companies, it’s best to get quotes from at least three providers to get a better idea of the coverage provided to those enlisted. During deployment, it’s recommended that active duty military service members cancel their collision coverage. With your car not on the road, many insurers will allow you to cancel that policy while the vehicle is stored away. Paying for car insurance up front can actually make more sense to avoid having to worry about auto coverage amid moves and service. Raising the deductible can also provide some relief.

Military Discounts

Car insurance companies will provide the same discounts to military members that they will non-military. This includes safe driving discounts for a lack of claims filed against your insurance policy, as well as student discounts for family members with good grades, and defensive driving discounts. However, these car insurance discounts expand to greater ease on insurance rates for members of the Army, Navy, Air Force, Marines, and National Guard. Military insurance providers will also take special interest in making sure there’s no lapse in coverage.

Insurers will make sure that spouses and family members are still accounted for at a certain insurance premium when an active service member is deployed. USAA, Geico, and other insurers work to make sure that military auto insurance discounts are readily available at any time to provide some financial ease. These insurance companies understand that anything can happen at a moment’s notice, forcing people to move or to put life on pause. Those insurers respect military service, and they will make sure upon enrollment that military members and their families are protected.